标签： 上海龙凤阿拉后花园

Hao Lei promotes a new film to face rumors of marriage and change, and Guo Fucheng calls himself a performing artist

　　Movie Network News(Photo/Shanghai Film Festival News Team) The Chinese-language film "Silver Empire", which was shortlisted for the Golden Goblet Award and the Media Awards at the Shanghai Film Festival, held a press conference in front of the media on the 15th after the audience’s first "test". Director Yao Shuhua, starring Guo Fucheng, Zhang Tielin and the recently emotionally troubled Hao Lei were all present, and Hao Lei also faced the rumors of marriage.



Guo Fucheng


Hao Lei


Zhang Tielin


Ding Zhicheng


Director Yao Shuhua


Guo Fucheng: I am really an artist

　　At the beginning of the "Silver Empire" press conference, when the host introduced Guo Fucheng as a "performance artist", it immediately caused a burst of laughter from the audience. When a reporter questioned the title and asked Guo Fucheng what he thought about it, Guo Fucheng said non-committal "I am indeed an artist". As for what an artist is, Guo Fucheng said: "You must love your work and respect your performance career in order to become a true performance artist." And he believes that he is a person who loves his work, is passionate about his work, and treats his work wholeheartedly. And in response to rumors that Guo Fucheng has already been selected as the winner of this year’s Shanghai Film Festival, Guo Fucheng continued to laugh and said: "I don’t make movies to win awards. By the way, add: I am really an artist."

Hao Lei: The news of the marriage will not affect my mood

　　Hao Lei plays a legendary woman in the late Qing Dynasty in "Silver Empire", and her image in the film can be said to be reborn, and the characters she plays are depicted in three parts. However, before the Shanghai Film Festival, when the reporter photographed Li Guangjie "holding hands", Hao Lei and Li Guangjie’s three-year marriage was in a hurry, and Hao Lei also suffered from the marriage and change. When the Shanghai Film Festival saw Hao Lei again, she did not have a gloomy expression from the previous battle, and she attended the event with a smile. The performance of several events was also very eye-catching. Hao Lei also responded to the marriage and change at the press conference, saying: "Work is work, and life is life. I watched our movie in its entirety during the screening of "Silver Empire", and I was very touched after watching it. I am very confident in our movie, and I am in a very good mood now. "It seemed to imply that the media was not disturbed by the marriage.

Director Yao Shuhua: I don’t need everyone to understand the movies I make

　　"Silver Empire" is directed by Yao Shuhua, who has a doctorate in Asian drama. This is her first film. Yao Shuhua hopes to show "Jin Shang culture", commercial civilization and ethical civilization through this film. The director said that he never thought about whether he would win the award, because the matter of winning the award is difficult to say. When the film was screened at the Cannes Film Festival before, some foreign media people felt that such a film about China’s "Jin Shang culture" was somewhat obscure. When a reporter asked such a question, the director Yao Shuhua said: "Whether you understand the film or not is a personal problem. In fact, it doesn’t matter whether one or two people or hundreds of people can understand it." Yao Shuhua said that it is rare to have this opportunity to put "Jinshang culture" in the film. Everyone involved in this film has tried their best, and everyone hopes to do it comprehensively. Of course, everything will be missing. The director hopes that everyone can understand, and she assures everyone that "Silver Empire" is a sincere work.

More great pictures on the next page!

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The first Geely Galaxy L7 rolled off the assembly line in Baoji, marking the Geely brand as ＂fully new＂.

On the first day of the 20th Shanghai International Automobile Industry Exhibition in 2023, the L7 on Geely’s booth was particularly eye-catching, and people who wanted to experience the Geely Galaxy L7 smart cockpit lined up.

On April 24th, in Baoji, Shaanxi, Geely Automobile Baoji Smart Factory participated in the official launch of the first Geely Galaxy L7 production car, and it was not lost at the Shanghai Auto Show.

On this day, which coincides with the eighth China Aerospace Day, "knowing what’s going on, asking the sky" is not only the mission of Chinese astronauts, but also the beautiful pursuit of "car builder" Geely. On this day, the world’s first Geely Galaxy L7 was officially rolled off the production line at Geely Automobile’s Baoji factory. Baoji City Mayor Wang Yong, Baoji City Vice Mayor Ding Shengren, Geely Holding Group Senior Vice President Mao Yong and other government and enterprise representatives, as well as media and user guests, witnessed this historic moment together. The official launch of Geely Galaxy L7 marks a new step for Geely’s brand to "fully new", and also opens a new chapter in Baoji’s new energy automobile industry.

Geely Galaxy L7 not only has the advantage of "energy-saving battery life" of mainstream hybrid products, but also achieves a generational leap in intelligent performance. Equipped with "8155 flagship cockpit chip + Geely Galaxy’s exclusive native intelligent cockpit system Galaxy N OS", Zhiai cockpit is a super intelligent end point that integrates "high value, dual computing power, easy operation, full sense, and global FOTA", dedicated to satisfying the whole family’s good yearning for intelligent travel life.

As the only four-screen linkage cockpit in the same class, the Zhiai cockpit is not only highly technological, but also interprets the "beauty of the galaxy" into details on the UI interface, achieving a perfect balance of "visual enjoyment, emotional touch, and operation fun". Subtle rounded corners, minimalist icons, clear layers, the UI interface is an affinity, warm visual and emotional experience; in application, the card grille system, accurate color scheme and efficient component library give the interface a sense of mathematical logic, bringing a clear and comfortable reading and browsing experience; in operation, the air conditioning interface, vehicle condition settings, seats… The ubiquitous visual micro-motion graphics run through almost all the subtleties that can present changes in the state of vehicle functions, making the operation full of fun.

In 2013, Geely Automobile Baoji Intelligent Factory officially landed in Baoji National High-tech Development Zone, with a total construction area of 400,000 square meters. It has four main process rooms including stamping, welding, painting and final assembly of vehicles. It has a production scale of 200,000 vehicles per year in double shifts. Since it was put into mass production in 2016, Geely Automobile Baoji Factory has delivered 840,000 vehicles to users. With highly automated equipment technology, strict technical Quality Standards, advanced AI intelligent testing methods and the whole process competitiveness quality management system, it has become the benchmark for product quality management of Geely Automobile Group.

Entering the dual-carbon era, Shaanxi Province has deeply implemented the new development concept and paid close attention to the cultivation of green and low-carbon industries. The relevant departments of the Baoji Municipal Party Committee and Municipal Government seized the opportunity and cooperated sincerely with Geely Automobile to jointly promote the automotive industry to green, low-carbon and intelligent manufacturing. Especially since 2022, with the strong support of the Municipal Party Committee and Municipal Government, Baoji Intelligent Factory has carried out innovation and upgrading, and built a 4.0 factory with "science and technology intelligent manufacturing, process leading" full-cycle AI intelligent control, to fully escort the excellent quality of Geely Galaxy L7 for ingenuity. Next, Geely Automobile and Baoji will continue to cooperate in depth on the new energy and intelligent track, and work together to promote the "Silk Road Car City" to continue to lead the new era of dual carbon.

The production of "Geely Galaxy L7" in Baoji Smart Factory will further open a new era of Baoji’s new energy automobile industry, and will also help Geely Galaxy accelerate its entry into the mainstream new energy market, opening up a new situation for the Geely brand.

Geely Galaxy L7 is equipped with a new generation of Raytheon electric hybrid technology, a new operating system Galaxy N OS and Aegis battery safety system and a series of Geely Automobile self-developed blockbuster technologies. It has five core advantages of "inductance modeling, power saving hybrid, second understanding car machine, pet co-pilot, and native safety". It has the fastest 6.9s 100-kilometer acceleration at the same level, and the lowest 5.23L/100km power loss fuel consumption at the same level of WLTC (NEDC4.4L/100km). CLTC has a comprehensive battery life of 1370km, surpassing all hybrids at the same level. With the ultimate product experience and more affordable price, it is committed to becoming the best choice for "family smart electric hybrid SUV" within 200,000. It has already triggered a booking boom. Some guests invited to the offline ceremony this time are from the first batch of users who pay the deposit.

Mao Yong, senior vice president of Geely Holding Group, said that over the past ten years, Geely Automobile and Baoji have weathered trials and tribulations, weathered each other in the same boat, and written a turbulent chapter in the development of the national automobile industry with one high-quality product. Embracing the new era of the automobile industry, Geely will continue to continue and inherit the spiritual root and dream of "Chinese craftsman", continuously lay the foundation, practice internal skills, adhere to positive research and development, enhance technological innovation capabilities, and join hands with the government to create a better future with scientific and technological intelligence, and continue to promote the continuous upward and new development of national automobiles.

Ding Shengren, member of the Standing Committee of Baoji Municipal Party Committee and Vice Mayor of Baoji City, said that the launch of Geely Galaxy L7 fully reflects Geely Automobile Group’s emphasis on Baoji Smart Factory and confidence in Baoji’s automobile industry. It will drive the development of Baoji’s automobile industry to a new height. I believe that with the blessing of Baoji’s "Silk Road Car City" business card, Geely Galaxy L7 will live up to expectations and lead the future. The two sides will also take this as a starting point to further deepen cooperation and contribute to the development of the automobile industry in the province and even the whole country.

Shared power bank charging is not awesome？ Authoritative test found the reason

I am most afraid that my mobile phone will run out of power when I go out.

I haven’t brought a power bank yet.

Sharing the power bank is the "savior" at this time.

Come and see

Fuzhou City Consumer Protection Committee of Fujian Province recently issued

Comparison and evaluation results of 16 shared power banks

▲

1. All safety protection items have passed the test.

2. All signs and warnings are not standardized.

3. More than half of the output capacity at room temperature is not up to standard.

There are 16 samples in this comparison test, with nominal rated capacities ranging from 2800mAh to 5000mAh, including 8 brands of street electricity, small electricity, incoming calls, monster charging, cloud charging bar, Hudian, Meituan, and Sodian charging.

Note: The shell of the shared power bank is marked with "Battery capacity: 5000mAh" and the words "5000mAh" in large characters, but the rated capacity of the shared power bank is not indicated, so this value is regarded as the rated capacity, the same below.

Can be rented without deposit with credit points

For the 8 shared power bank brands in this comparison test, consumers only need to use mobile devices such as mobile phones to scan the QR code on the device screen through credit points (or pay the deposit) to rent a shared power bank, eliminating the risk of consumers returning the deposit. If the shared power bank is not returned after a certain period of time, it will be regarded as a consumer purchase and relevant fees will be deducted. Among them, the cloud charging bar is 100 yuan each, and other brands are 99 yuan each.

Signs and warnings are 100% non-compliant

According to Article 24 of the "Regulations on the Implementation of the Standardization Law": "Enterprises that implement national standards, industry standards, local standards or enterprise standards in production shall mark the code, number and name of the execution standard on the product or its manual and packaging."

In the case that the shared power bank cannot provide consumers with instructions and packaging, the standard information should be marked on the battery body.

According to GB 31241-2014 "Safety Requirements for Lithium-ion Batteries and Battery Packs for Portable Electronic Products" and GB/T 35590-2017 "General Specifications for Mobile Power Supplies for Portable Digital Devices in Information Technology", the identification and warning instructions for shared power banks are as follows:

Use Chinese to indicate the product name, battery type, model, rated capacity, rated voltage and current, positive and negative polarity (products that can be structurally guaranteed that users cannot cause misinsertion under any use conditions can not be marked with polarity), manufacturer or trademark. And there should be Chinese warning instructions on the body or minimum packaging of the battery pack, such as: do not disassemble, hit, squeeze or put into fire; if there is serious expansion, do not continue to use; do not expose to high temperature environment.

The signs and warnings of this shared power bank comparison test are all non-standard, which should attract the attention of relevant operating enterprises and management departments.

Half of the shared power banks were not marked with Chinese warning instructions such as "Do not disassemble, hit, squeeze or put into fire", "Do not continue to use if there is serious expansion" and "Do not place in a high temperature environment" to remind consumers of safe use precautions;

Except for the product standard "GB/T 35590-2017" marked on the call and the "battery type: lithium polymer battery" marked on the monster charging, the rest are not marked with product standards or battery types;

Cloud charging bar, search power charging logo is too simple, search power charging is not even marked with rated capacity.

More than 50% of the output capacity at room temperature is not up to standard

Shared power bank increases with the number of charges

Output capacity decay may occur

If the operating company is not replaced in time

Products with an effective output capacity lower than the rated capacity

It will mislead consumers

Cause consumers to pay normally

But it cannot achieve the corresponding charging effect.

There are even potential safety hazards

This comparison test takes the effective output capacity at room temperature as an important comparison indicator for shared power banks, and tests the effective capacity of the final conversion output after multiple losses when the shared power bank works. In simple terms, it is the capacity that consumers can actually use when charging.

According to GB/T 35590-2017 "General Specification for Mobile Power Supply for Information Technology Portable Digital Devices", the effective output capacity at room temperature should not be lower than the rated capacity, and the appearance of the mobile power supply should be free of obvious deformation, and it should not explode, vent, catch fire, leak, or break.

Among the 16 shared power banks in this comparison test, the two samples of the Sodian power bank could not be tested due to the need to use a dedicated charging box, and the other samples did not have obvious deformation in appearance after the test, nor did they explode, deflate, catch fire, leak, rupture, etc.

However, the effective output capacity of 8 of the 14 samples tested was lower than the nominal rated capacity, and the deviation was more than -10% in 6 models. Among them, a shared power bank from Yunchong Bar was even lower than the rated capacity by 62.4%.

All safety protection items passed the test

In this comparison test, three safety protection functions of overcharge protection, overdischarge protection and short circuit protection of the samples were tested. The results showed that among the 16 samples, except for the two samples of power search and charging that could not be tested due to design problems, the remaining 14 samples could be activated for protection, and there was no explosion, deflation, fire or liquid leakage.

In addition, this comparative test also tested the external short circuit items of the cells (lithium batteries) in the shared power bank at room temperature, and the results showed that 16 samples of the shared power bank met the standard requirements.

Consumer Tips

Buy a shared power bank to do

"One choice, two looks, three distinctions, four uses"

1. Select the brand after-sales service.

Try to choose a shared power bank brand with a large market size, many cooperative merchants, and guaranteed after-sales services to avoid situations such as rental products that cannot be charged, easy borrowing, continuous deduction after return, and poor customer service communication.

2. Check the appearance of the product

When taking out the shared power bank, first check whether the surface of the product is clean, whether it is deformed and cracked, whether the logo is clear, whether the interface touchpoint is rusted, whether the interface line is damaged, and whether it can charge the device normally.

Step 3 Identify key information

Consumers should first look at the rated capacity when choosing a shared power bank, and do not be misled by the battery capacity marked by individual companies in large characters. The larger the rated capacity, the longer it takes to charge the relevant equipment, and the more times it is charged.

4. Proper and safe use

When using a shared power bank, it should be handled with care to avoid falling, impact, and contact with heavy objects or sharp metal parts, causing the internal battery bulge to break. At the same time, the input and output ports should not be in contact with metal parts such as keys to prevent internal short circuits.

Source/China Consumer News · China Consumer Network

Reporter/Zhang Article

[Video] auto china opened 89 world first cars today.

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＂bride price loan＂ and ＂cemetery loan＂ are all kinds of ＂wonderful loans＂. The central bank： touching the bottom line of social public order and good customs

CCTV News:Buying a house requires a loan, and everyone has become accustomed to it; Now the cemetery can also get a loan. A few days ago, a cemetery in Kunming launched a "cemetery mortgage loan" with a maximum loan of 200,000 yuan and a term of 10 years.

According to the staff, this is a pure credit loan and no mortgage is needed. Male age+loan period is not more than 75 years old, and female age is not more than 65 years old. The down payment is 20%, and the loan interest rate is 9%. If there is a guarantor, you can also achieve a down payment of 0. If it is handled, it can be completed within one week at the earliest.

However, once this "cemetery loan" was launched, it caused an uproar. Finally, the bank announced that it would cancel the credit project and ended in a hurry.

Qiqi’s loan can be more than this one. Not long ago, the advertisement of "bride price loan" launched by Jiangxi Jiujiang Bank rushed to the hot search, and the related recommendation language made people stunned: "Don’t worry about the bride price, lend a stable happiness." The poster shows that the "bride price loan" can be loaned up to 300,000 yuan, up to one year, and the annual interest rate is as low as 4.9%, which is used for wedding travel, car purchase, jewelry purchase and so on.

After the "bride price loan" rushed to the hot search and triggered a hot discussion on the Internet, the supervision intervened in the investigation. At present, the bank issued an apology statement, saying that the person directly responsible had been suspended.

In addition to cemetery loans and bride price loans, there are down payment loans for buying a house, second child loans for giving birth to a baby, rent loans for renting a house, home improvement loans for decoration, beauty loans for medical beauty, travel loans for going out, and all kinds of wonderful loans give people the illusion that there are loans wherever there is demand.

In addition to loans for specific projects, there are also loans for different groups of people. For example, tailor-made gardener loans for teachers, reporter loans for journalists, angel loans for medical staff, chef loans for chefs and so on. As long as you have a demand, you can definitely find a loan tailored for you.

Instead of welcoming the expected enthusiasm, these fancy loans full of gimmicks attracted criticism from ordinary people.

Consumers don’t pay the bill, why do banks have so many wonderful loans? The reason is that in the past two years, with the suspension of offline cross-regional operations of small and medium-sized banks, the restriction of online cross-regional lending, and the sinking of consumer loans, the performance pressure has become increasingly heavy. Under the pressure of business, in 2021, products such as "bride price loan" and "cemetery loan" which are known to be controversial began to take off.

Yue Yunsheng, Secretary General of Rules and Regulations Committee of Beijing Lawyers Association:The starting point of a bank must be to increase its income, and what products the bank designs. I think this is understandable. The key is that the premise is to comply with the laws and regulations, and the key is to conform to public order and good customs. You can’t design some products that will corrupt the social atmosphere.

The data shows that these wonderful loans are indeed slightly higher than the annual interest rates of other consumer loans. For example, "bride price loan" can buy a car, and its loan interest rate is 4.9% per year, while the average annual interest rate of consumer loans for automobiles may be only about 3%.

In addition to making money, banks’ competition for consumer application scenarios is also the reason for the endless stream of exotic loans.

Experts said that some loan scenarios in personal consumption have been occupied, such as mortgage and car loan. Therefore, banks have to find consumer application scenarios and make loans bigger, so various names have come out.

It is undeniable that with the intensification of competition in the financial market, the pressure on some financial institutions, especially small and medium-sized banks, has increased sharply in recent years. While competing for market segments, there are also some small and medium-sized banks that choose to go sideways and play special gimmicks.

Yue Yunsheng, Secretary General of Rules and Regulations Committee of Beijing Lawyers Association:Now, some of them may be scratching their edge, that is, the so-called public order and good customs, which are relatively vague with legal boundaries and moral boundaries after all. At this time, in order to be unconventional or gain a certain competitive advantage, banks always have to innovate something. The so-called innovation, whether in terms of innovation or innovation in marketing methods, is aimed at serving the purpose of making profits.　

Wonderful loan "loan" does not come to consumption upgrade

What kind of problems are reflected behind these wonderful loans? Is it really to promote consumption upgrading, as the bank said?

Ms. Li from Changsha, Hunan Province, had a rhinoplasty operation in a plastic surgery hospital two years ago. At that time, due to the shortage of funds, the beauty hospital recommended her a "phased" loan platform.

According to the information provided by Ms. Li, her loan has been repaid in 24 installments, and all of them have been repaid at present. However, recently, she found that one of the two credit cards in her name had a reduced loan amount, and the other was directly suspended. After the investigation, I found that I had a serious bad credit record.

It is clear that the arrears have been settled, but there is an overdue amount of 5652 yuan on the credit transaction details, which makes Ms. Li puzzled.

Nowadays, there are still many serious consequences caused by beauty loans. Because Wuhan Xiaowang was unable to repay the loan after cosmetic surgery, he was taken by the intermediary to sell eggs and pay back the money.

I went to three hospitals in a row, and after 17 days of egg-promoting injections, the egg retrieval still ended in failure. When Xiao Wang came home, he felt unwell and suddenly fell into a coma, almost losing his life.

Micro-loans like this are everywhere in today’s society. An ID card and a mobile phone number can enjoy the treatment of advanced consumption, which seems to be convenient for the public, but it is hidden.　

Central Bank: Individual financial institutions launch "wonderful loans" to touch the social bottom line.

In response to these wonderful loans, the central bank also responded yesterday (1 ST). Individual banks challenged social pain points under the banner of so-called financial innovation, guided residents to over-debt, and touched the bottom line of social public order and good customs.

Zou Lan, director of the Financial Markets Department of the Central Bank, said that individual banks, under the banner of so-called financial innovation, challenged social pain points, guided residents to over-debt, touched the bottom line of social public order and good customs, and broke away from their duties of financial services to the real economy. In fact, the essence of this kind of loans is consumer loans, and individual banks promote customers by making gimmicks, which also reflects the lack of service capabilities of some small and medium-sized banks.

Director, Financial Market Department, People’s Bank of China　Zou LAN:We should promptly correct practices that violate public order and good customs and run counter to the state’s major policies.

General Administration of Financial Supervision： The financial industry is duty-bound to strongly support real estate.

　　General Administration of Financial Supervision: The financial industry is duty-bound to strongly support real estate.

　　"The General Administration of Financial Supervision will comprehensively strengthen financial supervision, prevent and resolve financial risks, fully hold the bottom line of no systemic risks, and do a good job in the’ five big articles’ on technology and finance, green finance, inclusive finance, pension finance and digital finance, so as to provide strong financial support for high-quality economic and social development and the realization of Chinese modernization and the great rejuvenation of the Chinese nation." On January 25, Xiao Yuanqi, deputy director of the General Administration of Financial Supervision, said at the press conference on the theme of "High-quality economic and social development of financial services" of the State Council Office.

　　Also present at the above conference were Li Mingxiao, spokesperson of the General Administration of Financial Supervision and Director of Policy Research Department; Liu Zhiqing, spokesperson of the General Administration of Financial Supervision and Director of Statistics and Risk Monitoring Department; Guo Wuping, Director of inclusive finance Department of the General Administration of Financial Supervision and Yin Jiangao, Director of Property Insurance Supervision Department of the General Administration of Financial Supervision.

　　Liu Zhiqing said that in recent years, the credit structure of the banking industry in China has been continuously optimized, and financial support for the real economy has become more precise and powerful. Financial resources have been more used in key areas and weak links of the national economy such as scientific and technological innovation, advanced manufacturing, green development, universal benefits, infrastructure, etc. We will continue to guide and support banking institutions to increase credit supply, optimize credit structure, focus on "five major articles", focus on unblocking the channels for funds to enter the real economy, and improve the efficiency of capital use, so as to "live water" with finance.

　　Last year, the net profit of commercial banks increased by 3.24%.

　　Regarding the operation of the banking and insurance industry in 2023, Liu Zhiqing said that the total assets and major businesses of the banking and insurance industry grew steadily. By the end of 2023, the total assets of banking financial institutions were 417.3 trillion yuan, a year-on-year increase of 9.9%, and RMB loans increased by 22.75 trillion yuan, an increase of 1.31 trillion yuan. Total liabilities amounted to 383.1 trillion yuan, up 10.1% year-on-year, and RMB deposits increased by 25.74 trillion yuan, down 510.1 billion yuan year-on-year.

　　According to preliminary statistics, the net profit of commercial banks in 2023 was 2.38 trillion yuan, a year-on-year increase of 3.24%. In contrast, in the first three quarters of 2023, commercial banks achieved a net profit of 1.9 trillion yuan, a year-on-year increase of 1.6%.

　　The quality of banking assets remained stable. According to preliminary statistics, by the end of 2023, the balance of non-performing loans of banking financial institutions was 3.95 trillion yuan, an increase of 149.5 billion yuan from the beginning of the year. The NPL ratio was 1.62% (1.65% at the end of the third quarter of 2023). The ratio of loans overdue for more than 90 days to non-performing loans in commercial banks is 84.2%, which remains at a low level. 3 trillion yuan of non-performing assets were disposed of in the whole year (since 2017, the cumulative disposal of non-performing assets of banks reached 18 trillion yuan), and the disposal efforts were maintained.

　　The banking industry has sufficient risk compensation capacity. By the end of 2023, the balance of loan loss reserves of commercial banks had increased by 476.8 billion yuan, and the provision coverage ratio was 205.1%, which remained at a high level. The capital adequacy ratio is 15.1%, and the core tier 1 capital adequacy ratio is 10.5%. Among them, the capital adequacy ratio of large banks is 17.6%, and the core tier 1 capital adequacy ratio is 11.7%.

　　"In 2024, the banking industry is expected to maintain a steady development momentum, with more reasonable institutional and functional layout and further optimization of financial resource allocation. In the past three years, the average growth rate of total assets of the insurance industry reached 8.7%, maintaining a good development trend. The insurance industry has great potential for future development, and its ability to serve the overall social and economic situation will continue to increase, and the functions of economic shock absorbers and social stabilizers will be more effectively exerted. " Liu Zhiqing said.

　　A series of real estate policies have shown results.

　　At the press conference, the General Administration of Financial Supervision also introduced the real estate market and small and medium-sized financial institutions that are highly concerned by the market.

　　Xiao Yuanqi said that the real estate industry has a long chain and a wide range, which has an important impact on the national economy and is closely related to the lives of the broad masses of the people. The financial industry is duty-bound and must be strongly supported. It is also disclosed that in 2023, banking institutions issued 3 trillion yuan of development loans and 6.4 trillion yuan of housing mortgage loans respectively, which add up to nearly 10 trillion yuan. Up to now, the balances of development loans and personal housing loans are 12.3 trillion yuan and 38.3 trillion yuan respectively; By the end of 2023, the balance of bonds purchased by banks from real estate enterprises was 427.5 billion yuan; Providing M&A loans and stock extension loans to real estate enterprises add up to more than 1 trillion yuan.

　　Xiao Yuanqi said that recently, the General Administration of Financial Supervision, together with relevant departments, has issued a series of measures to support the real estate market. "These policies and measures have played and are playing an active role in doing a good job in real estate financial services, stabilizing the reasonable financing demand of the real estate market and promoting the stable and healthy development of real estate."

　　"In the near future, we will also focus on the following major tasks: First, we will accelerate the implementation of the coordination mechanism for urban real estate financing, and will hold relevant work deployment meetings, requiring banks to act as soon as possible and make good use of the policy toolbox because of the city’s policy; The second is to guide financial institutions to implement the management requirements of operating property loans; Third, continue to do a good job in personal housing loan financial services, support local city governments and housing construction departments, and further optimize personal housing loan policies such as down payment ratio and loan interest rate due to city policies; The fourth is to guide and require banks and other financial institutions to vigorously support the construction of’ three major projects’ such as the transformation of urban villages, and to form physical workload as soon as possible. " Xiao Yuanqi said.

　　Regarding the risk situation of small and medium-sized financial institutions, Xiao Yuanqi said that from a nationwide perspective, the current small and medium-sized banks are operating steadily, their asset quality is stable, and their capital strength is significantly enhanced. The capital adequacy ratio, provision coverage ratio and asset quality of small and medium-sized banks are generally at a relatively good level, and these operating and regulatory indicators are at a reasonable and healthy level.

　　Xiao Yuanqi said that the General Administration of Financial Supervision will work closely with local party committees, governments and relevant departments to do a good job in the reform and risk prevention and control of small and medium-sized banks, and constantly improve their management level: first, strengthen corporate governance; second, select top executives and key personnel; third, deepen reform through classified policies; fourth, urge small and medium-sized banks to focus on their main business; fifth, adhere to goal-oriented and problem-oriented, strive for progress while addressing both the symptoms and root causes, and comprehensively strengthen supervision and prevention.

　　Do a good job of "five big articles"

　　The Central Financial Work Conference pointed out that high-quality development is the primary task of building a socialist modern country in an all-round way, and finance should provide high-quality services for economic and social development, and it is required to do "five major articles" well. At the press conference, the General Administration of Financial Supervision made a detailed introduction on the "five big articles" and the next step plan.

　　In technology and finance, Li Mingxiao disclosed that by the end of 2023, the loan balance of high-tech enterprises nationwide had increased by 20.2% year-on-year, of which medium and long-term loans and credit loans accounted for more than 40%. By the end of 2023, the loan balance of manufacturing industry increased by 17.1% year-on-year, of which the medium and long-term loan balance of manufacturing industry increased by 29.1% year-on-year.

　　"Promote the improvement of the multi-level service system in technology and finance. Under the premise of risk control, we will steadily promote the construction of the pilot zone for science and technology innovation and financial reform with relevant departments, deepen the financial support measures for manufacturing, guide financial institutions to implement various policy requirements, and continuously enrich financial products and services. Continue to increase support for scientific and technological innovation and advanced manufacturing, help the development of new quality productive forces, and strive to provide strong financial support for accelerating the construction of a modern industrial system." For the next work plan, Li Mingxiao said.

　　In terms of green finance, Li Mingxiao disclosed that by the end of 2023, the green credit balance of 21 major banks had reached 27.2 trillion yuan, a year-on-year increase of 31.7%. In inclusive finance, Guo Wuping said that by the end of 2023, the balance of inclusive finance loans in the banking industry was 29.06 trillion yuan, a year-on-year increase of 23.27%, which was 13.13 percentage points higher than the average growth rate of various loans; The average interest rate of new loans for inclusive small and micro enterprises was 4.78%, down 0.47 percentage points year-on-year. "This year, we will implement the requirements of inclusive finance’s big article, integrate loans from small and micro enterprises, agriculture-related entities and private enterprises, form a unified regulatory caliber for inclusive credit, and carry out assessment and data disclosure." Guo Wuping said.

　　In terms of pension finance, Yin Jiangyao said that the General Administration of Financial Supervision will promote insurance institutions to give full play to the advantages of insurance protection and vigorously develop commercial insurance annuities. In terms of digital finance, Liu Zhiqing said that the General Administration of Financial Supervision will continue to promote the digital transformation of the banking and insurance industry, enhance the effectiveness of digital empowerment, enhance the industry’s risk prevention and control capabilities, strengthen network security and data security risk supervision, and standardize digital innovation.

　　(Author: Li Yuan)

How important is China’s ＂key move＂ to the world？

"Since the reform and opening up, Volkswagen has always been an important member of China’s automobile industry. Based on the strategy of "in China, for China", in the future, we will make better use of local innovation forces and respond to the needs of China consumers more nimbly. " On 18th, Bered, chairman and CEO of audi ag (China), told International Sharp Review.

This year marks the 45th anniversary of China’s reform and opening up. Reform and opening up not only profoundly changed the face of China, but also brought win-win opportunities to the world. Especially in the past 10 years, China has implemented a more proactive opening-up strategy, and multinational companies like Volkswagen have gained rich returns.

Twenty-two free trade zones have been built, the construction of Hainan Free Trade Port has been accelerated, the negative list of foreign investment access has been continuously reduced, the Foreign Investment Law has been promulgated, and the "the belt and road initiative" has been built with high quality … In the past 10 years, China has been continuously opening up from a mobile type of goods and factors to an institutional type of opening up such as rules, regulations, management and standards, which proves that "opening up to the outside world is a key measure for China’s development".

So, how important is a high-level open China to the world?

What China’s open economy brings is, first of all, a solid contribution to economic growth. In the past 10 years, the proportion of China’s total economic output in the world economy has increased from 12.3% to over 18%, and its annual average contribution rate to world economic growth has exceeded 30%. China has been a major trading partner of more than 140 countries and regions. The International Monetary Fund predicts that the contribution rate of China’s economy will still exceed 30% this year. It can be seen that China has always been an important engine of world economic growth, which is particularly important at the moment when the world economic recovery is weak.

For multinational enterprises, they have enjoyed the dividend of China’s economic growth and gained extensive development space in China. In the past 10 years, the global share of China’s foreign investment has increased from 8.2% to 11.4%. The third phase of BASF Shanghai Innovation Park was completed, the third phase of Schneider Electric Shanghai Kangqiao Factory was put into production, and Danfoss Global Refrigeration R&D and Testing Center was put into use in Tianjin … Since this year, many foreign companies have invested more in China. According to a survey conducted by the China Council for the Promotion of International Trade in the third quarter of this year, nearly 90% of the foreign-funded enterprises surveyed expect their profits to be flat or improved in the next five years. Wang Na, Marketing Director of Dole China, told International Sharp Review that he was very optimistic about the open China market and deeply felt that the demand of China consumers for high-quality fruits brought Dole more development opportunities.

The opening-up of China is still the opening-up that leads the economic development trends such as greening and digitalization. As the largest exporter of goods, China’s international share will increase to 14.7% in 2022. Since the beginning of this year, China’s "three new products" (electric manned vehicles, lithium batteries and solar cells) have caused a worldwide upsurge. Recently, Nikkei News reported that thanks to the vigorous development of green technology products, China has been the largest exporter of goods in the world.

In 2022, China’s digital economy accounted for 41.5% of GDP, ranking second in the world. Some analysts pointed out that China has gained great advantages in artificial intelligence, new energy, biotechnology and so on, and it is in the first camp and even occupies a dominant position. In Southeast Asia, China enterprises helped to build the first 5G smart hospital in ASEAN; In Africa, China’s digital intelligent logistics management system helps Nigerians to make online shopping more convenient; In Latin America, China cooperates with Brazil, Ecuador and other countries with digital technology to help protect the Amazon rainforest ecosystem and other environments … The development of digital technology in China is benefiting people of all countries and injecting new momentum into world economic growth.

More importantly, China’s concept of opening to the outside world and its efforts to build an open world economy have brought a new atmosphere to the global governance system. In the past 10 years, from putting forward the initiative of "the belt and road initiative", global development initiative, global security initiative and global civilization initiative, to holding a series of international exhibitions such as China International Import Expo(CIIE) and Service Trade Fair, to signing and implementing the Regional Comprehensive Economic Partnership Agreement and promoting the accession to the Comprehensive and Progressive Trans-Pacific Partnership Agreement and the Digital Economy Partnership Agreement, China has always insisted on discussing, building and sharing, and welcomed the world to share opportunities in China. Take the co-construction of "the belt and road initiative" as an example. In the past 10 years, it has boosted the investment scale of nearly one trillion US dollars, created 420,000 jobs for the co-construction of the country and lifted nearly 40 million people out of poverty. This is a vivid interpretation of China’s concept of global governance, which promotes the continuous improvement of the global governance system.

"The open door of China will not be closed, but will only grow bigger and bigger." The just-concluded China Central Economic Work Conference in 2023 put forward a series of new measures on "opening up to the outside world at a high level". The world has every reason to look forward to China’s "key move" and the more opportunities it will bring, from accelerating the cultivation of new kinetic energy of foreign trade, relaxing market access for services such as telecommunications and medical care, and benchmarking international high-standard economic and trade rules.

(International Critical Commentator)

The special fund for film cultural heritage was established.

　　The inaugural meeting of the special fund for social and cultural heritage was held in Shenzhen a few days ago. The fund will take "cultural heritage" as its main theme, and help China to inherit and develop its culture and spirit.

　　At the conference site, Qi Guoqiang, director of the China Film Culture Heritage Special Fund, released a series of public welfare activities with the theme of film, culture and heritage, such as "The Little Inheritor of China Film Culture", "Youth Series Films" and the documentary about people’s interviews.

　　According to Qi Guoqiang, in the future, the China Film Culture Heritage Special Fund will also take Luohu Loushang Cultural and Creative Industry Park as the base, take movies as the theme, and combine the elements of the times with the interests of young people to launch theme projects with cultural characteristics and modern flavor, such as master open classes, immersive experience halls, light and shadow time corridors, and film creative workshops, so as to build a cultural landmark with reputation and influence in Shenzhen.