Chery Fengyun T9: a new energy luxury, a new era chapter.

??Chery has always given people the impression of being a technocrat. In fact, it has indeed made many achievements in new energy vehicles. With the sweeping tide of new energy, new energy vehicles are generally regarded as the development direction of future automobiles. It is precisely because of this that Chery took it out to meet the needs of the market.

??

??New definition of luxury: driving experience beyond expectations

??Fengyun T9 has reached a new height in building a sense of luxury. From exterior design to interior layout, every detail reveals exquisiteness and dignity. Streamlined body lines and closed front face design not only highlight the scientific sense of new energy vehicles, but also give vehicles a unique visual impact. In terms of interior, Fengyun T9 adopts high-quality materials and incorporates humanized design concept, so that drivers and passengers can enjoy the perfect combination of luxury and technology while enjoying comfort.

??Technology Leader: Outstanding Performance of Kunpeng Super Hybrid C-DM

??As the core competitiveness of Fengyun T9, Kunpeng Super Hybrid C-DM technology is undoubtedly its biggest highlight. This technology not only achieves the perfect balance between power and fuel consumption, but also brings a qualitative leap in driving experience. With a strong power output of 265kW, Fengyun T9 can instantly explode with amazing explosive force when accelerating, bringing unprecedented driving pleasure to drivers. At the same time, the fuel consumption performance of WLTC working condition as low as 5.2L also fully demonstrates the outstanding performance of Fengyun T9 in energy saving and environmental protection.

??Intelligent new experience: the powerful combination of car machine system and 8155 chip

??Fengyun T9′ s car system is also commendable. It is equipped with advanced intelligent interconnection technology, which supports voice control, remote control, online navigation and other functions, so that drivers can easily interact with vehicles. With the addition of 8155 chip, the running speed and stability of the car system are further improved, and a smoother and more intelligent interactive experience is brought to drivers. Whether it is daily commuting or long-distance travel, Fengyun T9 can provide all-round intelligent support for drivers.

??

??New Market Opportunities: Overall Layout of Chery’s New Energy Strategy

??The launch of Fengyun T9 not only marks an important breakthrough of Chery Automobile in the field of new energy, but also indicates a new round of brand layout in the high-end SUV market. With the continuous expansion of the new energy vehicle market and the increasing diversification of consumer demand, Chery Automobile is actively grasping market opportunities and meeting consumer demand through continuous technological innovation and product upgrading. In the future, Chery will continue to increase its investment in new energy fields and launch more competitive models to consolidate and expand its market share.

??

??In addition, in the face of new energy technology changes, Chery Fengyun T9 continues to accelerate the layout of intelligent cockpit. In the future development, Chery will introduce more innovative models, set a benchmark for luxury SUVs, and bring comfortable and intelligent experiences to consumers who pursue high quality.

160 million shareholders earned an average of 39,000 this week! But these changes should be noted!

  Beijing, July 11 (Reporter Xie Yiguan) "If you buy aerospace military stocks for 100,000 yuan, then you may earn 20,000 yuan this week; If you buy semiconductor stocks with 1 million yuan, you may earn 160 thousand this week; If you don’t invest a penny, you may feel that you have missed 100 million. "

Shanghai stock index weekly k chart.

  A shares rose sharply, and shareholders earned 39,000 yuan per week.

  "New investors are busy opening accounts and entering the market, while old investors ridicule themselves for not outperforming the index. Those who invested in real estate before are now discussing stocks, and even the old man at the street corner has come to ask you how the stock market is. " Some netizens are so impressed by the recent performance of A shares.

  On July 10th, the three major A-share indexes were mixed. The Shanghai Composite Index closed down 1.95% at 3,383.32 points, falling below 3,400 points, ending the "eight-day rise" market; The Shenzhen Component Index closed down 0.61% at 13,671.24 points; The growth enterprise market index closed up 0.75% at 2778.46 points.

  However, thanks to the strong market in the first four days, the Shanghai Composite Index rose by 7.31%, the Shenzhen Component Index rose by 9.96% and the Growth Enterprise Market Index rose by 12.83% this week.

  Market sentiment is high. On the 10th, the turnover of A-shares exceeded 1.6 trillion yuan, breaking one trillion yuan for seven consecutive days. This phenomenon appeared in the last round five years ago, and finally the turnover of A-shares this week totaled over 8 trillion yuan.

  Calculated by market value, the market value of A shares rose by 6.2 trillion yuan this week, and 160 million shareholders earned an average of 39,000 yuan.

  In terms of specific sectors, the aerospace military sector ranked first with a weekly increase of 20.25%. In addition, semiconductor, computer hardware, retail, software, precious metals and other sectors were also among the top gainers. In other words, "If you bought an aerospace military stock with 100,000 yuan, and the share price rose more than the average increase of the sector, then you earned at least 20,000 yuan this week."

Capital flows northwards in recent 30 days.

  Under the effect of making money, more funds are attracted to the market. The balance of margin financing and securities lending increased by over 10 billion yuan in a single day, and it increased by 123.659 billion yuan in the first four days of this week, which has exceeded the total net inflow in June; Foreign capital, which has always been called "smart capital", has a net inflow of 28.208 billion yuan this week and 58.517 billion yuan since this month, except for the net outflow on the 10th.

  The market changes rapidly, so we should pay attention to these changes.

  Although the turnover of A-shares has exceeded one trillion yuan for seven consecutive days, the market on Friday (July 10) has obviously cooled down, and many indicators have begun to change.

  First of all, the big financial sector, which set off the big blue-chip A-share market, once again showed a correction. For example, the brokerage stocks that made a big splash last week showed a repeated trend this week, and they continued their strong market on Monday, then quickly pulled back on Tuesday, and returned to a strong position on Thursday, but fell again on Friday. Secondly, the northbound funds that have been raised for several days in a row began to show a net outflow. On the 10th, the net outflow of northbound funds reached 4.393 billion yuan, the first time since July.

  The main funds also released a cooling signal, and the "national team" such as social security funds also began to reduce their holdings.

  On the 9th, the People’s Insurance Company of China disclosed that the National Social Security Fund planned to reduce its A shares by no more than 884 million shares, with a corresponding market value of about 7.293 billion yuan. On the same day, Huiding Technology, Big Dipper and Taiji Industry announced that the National IC Industry Investment Fund intends to reduce its shares by no more than 2%, 1% and 1.5% respectively.

  Another heavy news is that on the 8 th, the CSRC made a centralized exposure of 258 platforms and their operating institutions illegally engaged in off-exchange fund-raising.

  "This time, the CSRC cracked down on illegal off-exchange fund-raising on the one hand to maintain the rule of law in the capital market, thus safeguarding the interests of investors. On the other hand, by significantly reducing the capital leverage brought by illegal off-exchange fund-raising channels, we will reduce high-risk speculation in the market and prevent the resulting bubble in advance. " Shanxi securities analysis.

Data Map: Two investors are having a heated discussion on the trend of the stock index. China News Service reporter Wei Liang photo

  In addition, following the recent reduction of industrial capital, there is another message that needs attention. In July, science and technology innovation board will welcome the first batch of restricted shares. Especially on July 22, 24 companies collectively ushered in the lifting of the ban, and the market value of lifting the ban is expected to exceed 200 billion yuan.

  However, according to the strategy of Guosheng, although the market is generally worried about the upcoming wave of lifting the ban in science and technology innovation board, the short-term impact is limited, and it is expected to provide a good opportunity for capital admission in the long run.

  "Investment needs to be cautious"! Brokers have suggested risks.

  The market continues to be hot, and a large number of retail investors "run" into the market. Brokers and other institutions have also begun to sit still this week, prompting risks.

  Everbright Securities said that the market has recently hit record highs driven by optimism, but from the perspective of valuation, the current market valuation is no longer obviously underestimated, or even overestimated, and before the profit recovery of enterprises is confirmed, the market may face a thrilling leap from money-driven to profit-driven.

  "In the future, if the consumer price index (CPI) and house prices rebound beyond expectations and the easing policy is quickly withdrawn, these three factors may expose the market to adjustment risks." Everbright Securities believes.

Data Map: Staff of securities companies guide the online trading process of investors. China News Service reporter Yin Liqin photo

  Shanxi Securities reminded that the overall market has risen rapidly recently, the correlation of plate yields has declined, and the plates have rotated rapidly, so it is not appropriate to chase up too frequently. It is recommended to allocate low-valued stock targets supported by fundamentals and funds.

  In addition, "continue to pay attention to short-term changes in the market, such as changes in indicators such as incremental funds and quantity and energy factors." Shanxi Securities pointed out that it is concerned about the downside risks of overvalued stocks in the market, as well as the possible negative impact of future regulatory statements on the current market and possible policy changes on the market.

  "The market has continued to soar before, and I don’t think it is ‘ Bull market ’ Come, the short-term rapid rise, on the one hand, does not rule out that some people use the market’s overly optimistic judgment on the economic prospects for speculation, on the other hand, because of the expansion of the capital market brought about by loose liquidity. " Liu Feng, chief economist of Galaxy Securities, told the reporter of Zhongxin.com, "The real economy is recovering, and the improvement of corporate fundamentals is not so optimistic. Therefore, it can be judged that this increase method is unsustainable, and there may be some repetitions, but the overall trend of market prospects should be good."

  "This time, the regulatory authorities have reminded investors by cracking down on over-the-counter fund-raising, but it is still necessary to further strengthen the supervision of investors’ trading accounts, pay close attention to abnormal changes in the entry and exit of funds, the source of transactions, improve risk warning, and promptly crack down on violations of laws and regulations that disrupt the normal order of the market." Liu Feng said that investors should also strengthen their own judgment ability, pay attention to signals such as large-scale reduction and pledge of enterprises, and don’t toss and turn for a long time, taking great risks, but not making money.

  For example, Guan Qingyou, the president and chief economist of the Financial Research Institute, also said that for mature investors, it is of course necessary to get on the bus when they get on the bus, but for most novices who don’t know much about the stock market, it is recommended to hold back their feelings and stay put, because the income you may get is much smaller than the risk.

  "Investment is risky and you need to be cautious when entering the market." Do you stock market? How much did you make this week?

Powerful power and multiple options, the Audi Q7 leads the future of mobility

It is a luxury medium and large SUV that integrates technology and comfort, and further enhances the configuration of luxury cars. The sportiness and comfort outline the outline of all-round powerful players. The spacious loading space and rich in-car entertainment system make the models younger, more fashionable and more energetic. It is deeply loved by consumers who pursue high-quality life. Every detail of the Audi Q7 reflects Audi’s unremitting pursuit of excellence. Next, let us step into the world of the Audi Q7 and experience how it can lead the new trend of future travel with its all-round posture.

Winning attention with differentiated design

In the luxury SUV market, not having an excellent appearance is equivalent to losing at the starting line. Although Audi has always had an excellent appearance, the overall family design is very similar, and the differentiated design of the Audi Q7 makes it easy for the new car to stand out. The Audi Q7 intake grille has cancelled the frame, and the octagonal front grille is more domineering; the headlights are similar to LEDs, and the edges and corners are very clear; the body outline is obvious, and the sense of style, liveliness and sports is spontaneous.

Slender and flat body design

The side shape of the Audi Q7 is slender and flat, of course, this car is more stocky. The roof design is a levitating element, after all, such a roof is always amazing in SUVs; it is not difficult to find the delicate handling of details on the side, such as the red calipers of the wheels and the left and right rearview mirrors that resemble small ears.

Audi Q7 tail

The rear design of the Audi Q7 seems to be relatively simple, such as through-the-LED taillights, bilateral double-outlet exhaust ports, and the prominent "four-ring" logo, but these elements are more coordinated under the overall design, and the overall visual experience is more stable.

Integration of sports attributes and technology

The interior design of the Audi Q7 still adopts the sporty attributes laid down by the family car from the very beginning; when you look at the center console, you will also find "three-screen linkage". The regular 10.1-inch center control screen, through-the-air-conditioner trend and three-spoke are all equipped.

Explanation of the luxury configuration details of the Audi Q7

The Audi Q7 comes standard with 360 degrees, multiple driving mode switching, a 10.1-inch touch display with voice control, a panoramic sunroof, front row, HUD head-up display, etc. In terms of configuration, the Audi Q7 is very kind.

Multiple choices under strong power

The Audi Q7 is equipped with 2.0T and 3.0T engines, of which the 2.0T engine is matched with an 8-speed automatic gearbox, with a maximum horsepower of 265ps and a maximum torque of 370N · m; the 3.0T engine has obvious differences in power output from the former, with a maximum horsepower of 340ps and a peak torque of 500N · m. It is worth mentioning that the high-end version of the Audi Q7 is also equipped with a 48V light hybrid system, which has better power performance and can eject for only a few seconds.

In the Audi Q7, the true greatness is not to dominate the market, but to read all the wonders and still move forward fearlessly. In the Audi Q7, it interprets self-transcendence, enterprising and fearless. Audi Q7, as a shining pearl in the field of luxury SUVs, has a design philosophy that deeply understands the beauty of balance, fusing the passion of driving with the enjoyment of riding. On the road, the Audi Q7 guides the driver to enjoy every acceleration and cornering with precise handling and excellent stability. In the face of complex and changeable off-road environment, the Audi Q7 shows amazing escape ability and strong passability, making the road to conquest no longer far away. Audi Q7 is not just a car, but a perfect interpretation of luxury, performance and adventure spirit.

It sounds very violent, and it is very comfortable to drive! Zhiji LS6 road + static depth experience

On October 12, the LS6 was officially listed. The official guide price was 229,900 – 291,900 yuan, and the listing equity price range was 214,900 – 276,900 yuan. A total of 4 configuration models were launched. The new car was developed based on the 800V dual silicon carbide platform, positioned as a medium and large SUV, equipped with a lidar. I believe the audience has an impression. Not long ago, we conducted a field test drive for the dual-motor high-performance version of Zhiji LS6 (hereinafter referred to as "LS6") in the venue. The 3.48s acceleration and high playability of the body left a deep impression on us. But some friends are worried that driving such a grumpy car on the road will not be afraid of being unable to hold it, will the suspension be too hard, and it will be too bumpy to sit up. This issue of Electric State Road + Static Depth Experience will give you the answer.

We got on the bus and entered the city road. First of all, in "comfort mode", the LS6’s electric door opening and fit are adjusted very well, and there will be no movement at all. The straight white point is linear. Shallow stepping on 1/4 of the electric door process, you can experience a smooth and brisk low-speed power response, and when you go up at 60km/h, you can also feel a steady stream of power. Although grumpy, it will give you the peace of mind that "everything is in control".

The steering hand feels 80 points, and the low-speed, light, high-speed, and heavy damping settings are in line with driving habits. The directivity is also more accurate. It performs well for an SUV, and the tail follows well. It can even be described as agile when changing lanes. There is no pressure in the traffic flow.

The filter vibration setting of the LS6 is skewed, but the riding feeling in the cabin is not upside down. First, the suspension calibration is very flexible, and it will not bounce back and forth. Second, the wrapping degree and filling of the seat will isolate most of the vibration. The only drawback is that when passing a higher speed bump, there will be excess bump in the rear row, but other road conditions are comfortable.

The brake foot feels more linear, a little bit there, but will not leave you too sensitive impression. To say that the Continental’s integrated all-aluminum four-piston solid pliers and Brembo FNC carbonitriding front brake disc play a considerable role.

Unlike most electric vehicles, the kinetic energy recovery of the LS6 is set to three gears: off, low, and standard. We have experienced that even with the highest recovery level, there will be no serious drag, and the driver’s body is still relatively supple.

LS6 uses double laminated glass on all four doors, and engineers have used multiple acoustic packages throughout the car, and more than 20 cavities in the body have also been added to the foam partition design, so the NVH performance of this car can be regarded as the same price. Excellent level, fetal noise and wind noise are suppressed very well.

However, the LS6’s special-shaped steering wheel does need to be adapted, allowing the main driver to have a more open field of vision when cruising at high speed, but it is a bit easy to get rid of in scenarios that require "Tai Chi".

In order to deal with the blind spot generated during the steering process, the LS6 will display the blind spot picture on the corresponding side of the instrument panel after turning on the turn signal, and different pictures will be displayed at low speed and high speed. For example, when we hit the left turn signal, at low speed, the blind spot picture of the A-pillar is displayed, while at high speed, the blind spot in the left rear area is displayed, which is quite user-friendly, because in the past, when driving a thicker A-pillar model, my neck needed to do a set of Xinjiang exercises when turning.

However, the LS6 also puts the blind spot monitoring reminder on the screen, which will flash a red halo on the corresponding side, but to be honest, it is not very eye-catching and is very easy to be ignored. It is better to put it on the rearview mirror.

The LS6 makes the interior rearview mirror a foldable style, mainly because the field of view of the interior rearview mirror is very limited, similar to the Avita 11, only a small area can be seen, so it is better to make the front view more open.

So the problem is, the front is open, what should I do with the field of view at the back? The LS6 solution is to project the picture of the rearview camera on the screen as a supplement to the field of view of the rearview mirror in the car. The picture fineness is still acceptable, but the habit of looking at the rearview mirror needs to be adapted.

In the previous test drive section, we mentioned that the seat comfort of the LS6 is quite good. You can see that the front seat is fully wrapped. The engineer said that the seat was inspired by a comfortable Italian sofa with a 20mm sponge layer. At the same time, the seat is also made of high-grade Nappa leather and Delicato leather, which is delicate and skin-friendly.

The interior layout is similar to that of the LS7, with the iconic "liftable" through-screen large screen, the co-pilot screen and the central control screen forming a three-screen system linkage. Compared with the trend of the LS7, the air conditioner has cancelled the through-type structure and changed to a small-size electronic control style, which can be regarded as a certain distinction. The contrasting interior is covered with a large area of leather stitching process, and the wood grain texture panel inlaid in the center, which makes the LS6’s interior feel of technology and luxury outstanding.

We found that in the central control screen, the LS6 gives an option icon for steering wheel adjustment, which makes us mistakenly think that this car is an electric steering wheel, but this car is actually a manual steering wheel. So the icon clicks on it, and it says "Teach you how to adjust the steering wheel manually". The only explanation is that this car may have an electric steering wheel version, so the manual version also uses this set of UI layout. But in all fairness, even if you want to give the manual, there is no need to put it on such a priority control level. There is a sense of powerlessness that the finale is rice.

Secondly, we found that the adjustment of the air conditioner is the opposite of our commonly used adjustment method, sliding down is cooling, sliding up is heating up, and the switching motion graphics of the entire interface are very good.

There is a wireless charging area and sunglasses placement area on the panel below, that is, the "pit position" is slightly shallow, and it is easy to scratch out under bumpy road conditions.

After adjusting the seats in the front row, we came to the back row. The legroom in the back row is more than two punches, which can’t compare to the big brother LS7 in horizontal space, but in terms of body feeling in vertical space, the LS6 belongs to the same level and upper level.

Looking up, there is the word "IM MAG" on the back of the front seat, indicating that the LS6 can also be equipped with six magnetic accessories, including a foldable small table board, an eye-protecting reading lamp, a portable beauty mirror, and a multi-functional expansion bracket.

For me personally, the rear seat supports the legs very well, and the seat padding is thick and soft. Although the backrest can be adjusted in a range of 10 degrees, at the maximum angle, you need to slip to find a comfortable sitting position.

The shape of the door panel is relatively unique. It is wrapped in full leather and has been sealed. The mobile phone can be stuck in the slot, which is more convenient to take.

After I opened the door, I found that the back door design was rather thick, and it was also a struggle for a plump hip line.

The trunk with a slippery back shape has a large opening and closing degree.

See also the "IM MAG" area, which is estimated to be for camping.

There is also a "Treasure *******der the cover, which has a capacity of 69L and can fit a 20-inch suitcase.

Under normal conditions, the trunk space is 596L, and the maximum space after the rear seats are reclined can be expanded to 1571L. With the panoramic canopy, you can lie down and watch the stars and the moon. From poetry to life ideals, it is wonderful.

By the way, when I was running on the road before, the LS6 was a set of double five-spoke wheels, but I think this set of two-color wheels may be more in line with the temperament of this car. I can see the design factors of Zhiji in urban aesthetics. What do you think?

In general, the LS6 is a slack, and the pursuit of detail quality of the product, with people’s pursuit of personalized and trendy attributes, the coupe SUV quickly became popular, major manufacturers also began to invest energy in this segment, in advance of the pit, LS6 or will change the market competition landscape. Therefore, when LS6 with 229,900 – 291,900 yuan (listed equity price 214,900 – 276,900 yuan) sincere price, and LS7 to join forces to fight the market, this unique design and strong performance can LS6 to the forefront of the list, we will wait and see.

Guangzhou Lexus RX new energy is being discounted, the lowest price 539,000! Sufficient car

[Autohome Guangzhou Promotion Channel] In order to meet the car purchase needs of Guangzhou consumers, a limited-time promotion is being launched. This luxury electric SUV now attracts car buyers with a cash discount of up to 10,000 yuan, and the starting price has been adjusted to 539,000 yuan. This is a rare car purchase opportunity. Want to experience Lexus new energy technology and enjoy real discounts? Click "Check the car price" in the quotation form now, and let the professional Autohome team help you get a more competitive car purchase price.

广州雷克萨斯RX新能源正在优惠,最低售价53.9万!现车充足

广州雷克萨斯RX新能源正在优惠,最低售价53.9万!现车充足

The Lexus RX New Energy showcases its exquisite side design with elegant body proportions. The body size reaches 4890mm * 1920mm * 1695mm, and the wheelbase reaches 2850mm, ensuring a comfortable space for passengers in the car. Its front wheel specification is 235/50 R21, and the rear wheel is also matched to 235/50 R21. The choice of tires not only guarantees the driving performance, but also adds to the visual impact of the vehicle. The side lines are smooth and dynamic, highlighting the Lexus brand’s attention and pursuit of detail.

广州雷克萨斯RX新能源正在优惠,最低售价53.9万!现车充足

The interior design of Lexus RX New Energy focuses on the fusion of luxury and technology. The exquisite leather steering wheel adopts a comfortable grip, and cooperates with electric up and down + front and rear adjustment functions to ensure that the driver can easily find the most comfortable driving position. The 14-inch central control screen is not only moderately sized, but also equipped with an advanced automatic speech recognition control system, which supports convenient operation of multimedia, navigation, telephone and air conditioning. In terms of seats, the whole car is made of high-quality leather material. The main and passenger seats support multi-directional adjustment of front and rear, backrest, height and waist support. The front seats are also equipped with additional heating and ventilation functions to provide passengers with a comfortable long-distance travel experience. In addition, the vehicle is also equipped with a power seat memory function, and the rear seats are reclined proportionally to ensure the flexibility and practicality of the space.

广州雷克萨斯RX新能源正在优惠,最低售价53.9万!现车充足

Lexus RX New Energy is equipped with a 2.5L displacement four-cylinder engine with a maximum power of 136 kilowatts and a torque output of 228 Nm. This engine provides abundant power support, matched with a high-efficiency E-CVT continuously variable transmission, to ensure the ride of the vehicle and fuel economy.

Summarizing the owner’s evaluation, the Lexus RX new energy won his admiration with its excellent pure electric acceleration performance and modern dynamic design. At the same time, its excellent sound insulation provides the owner with a quiet and comfortable driving experience, making driving more enjoyable. As a new energy model that combines high performance and high texture, the Lexus RX undoubtedly satisfies consumers’ pursuit of luxury and innovation.

Fuyang Asian Dragon price reduction news! 35,000, not to be missed

[Autohome Fuyang Discount Promotion Channel] brings you real-time car market dynamics. Currently, the models that have attracted much attention are launching a large promotion in Fuyang area. Buyers can now seize this opportunity to enjoy a generous profit of up to 35,000 yuan. The original minimum selling price has been adjusted to 143,800 yuan, which undoubtedly brings more choices to consumers. To learn more about specific promotions and real-time car pickup prices, please click "Check Car Price" in the quotation form, and let us help you seize this wave of car buying opportunities easily.

阜阳亚洲龙降价消息!优惠3.5万,不容错过

阜阳亚洲龙降价消息!优惠3.5万,不容错过

Against the smooth lines and elegant proportions, the Asian Dragon shows its unique side charm. The body size is 4990mm x 1850mm x 1450mm, and the wheelbase reaches 2870mm, providing passengers with a spacious and comfortable interior space. The front wheelbase is 1595mm and the rear wheelbase is 1605mm, which ensures excellent driving stability. The tire specification is 215/55 R17, which is combined with the exquisite wheel design, not only enhances the visual effect of the vehicle, but also ensures good grip and handling performance.

阜阳亚洲龙降价消息!优惠3.5万,不容错过

The interior design of the Asian Dragon is exquisite and practical, showing a strong business style. The car is wrapped in a large area of soft materials, which enhances the passenger’s riding comfort. The steering wheel is made of plastic material, but focuses on the grip feeling, and the grip area is carefully designed to provide a good control experience. The 10.25-inch central control screen stands on the dashboard, which is clear and easy to operate. It integrates multimedia functions and navigation systems to provide the driver with an intelligent operation interface. The seats are made of fabric, focusing on wear resistance and air permeability. The main and passenger seats support front and rear adjustment, backrest adjustment and high and low adjustment to meet the needs of different passengers. The USB/Type-C interface is equipped to ensure convenient charging and data connection of electronic devices, which enhances the convenience of daily car use.

阜阳亚洲龙降价消息!优惠3.5万,不容错过

The Asian Dragon is equipped with a 2.0L displacement four-cylinder engine with a maximum power of 127 kilowatts and a maximum torque of 206 Nm. This power unit is matched with a CVT continuously variable transmission and simulates 10 forward gears, providing the driver with a smooth and efficient driving experience.

Overall, Autohome owners spoke highly of the Asian Dragon’s appearance, finding it atmospheric and stylish, with impressive layering of the front and sophisticated midnet design. The smooth lines of the body and the unique design of the tail also won praise, reflecting Toyota’s attention to detail. For consumers who pursue exterior design and quality, the Asian Dragon is undoubtedly a worthy choice.

Buick Envision Plus car purchase discount, one price only 169,900 yuan

Recently, it was learned from the Buick official that its Envision Plus launched a limited price in autumn, combined with a replacement subsidy of up to 25,000 yuan (the national replacement subsidy of 15,000 yuan + brand replacement subsidy of up to 10,000 yuan), its preferential price range came to 16.99-19 9,900 yuan.

Previously, the new Envision Plus launched a total of three models, the price range 22.99-25 9,900 yuan, all equipped with 2.0T variable cylinder turbocharged gasoline engine.

In the front face part, the new Buick Envision Plus adopts the latest family design, with an X-shaped layout on the front face, a split headlight set and a large-size trapezoidal front grille. It is very similar to the previously listed E4/E5 models, and has a stronger sense of the future as a whole. In terms of size, the length, width and height of the new car are 4822/1883/1695mm, and the wheelbase is 2833mm. It is positioned as a medium-sized SUV.

The side of the body is still the same design, the overall shape is not much different from the current model, it is still a relatively tough line, and the space is still guaranteed. At the rear of the car, the new model is replaced with the current popular through-type taillight group design, and it also has a bright strip decoration. The new model uses more straight lines. In addition, there is a black material under the rear bumper, and the exhaust part is a two-sided configuration.

In terms of interior, the new Envision Plus adopts the latest family-style design style, equipped with a three-frame multi-function steering wheel, a 30-inch integrated curved surface 6K screen, electronic pocket block and 121-color ambient lights as standard in the whole series. In the configuration part, the whole series is equipped with eConnect smart cockpit as standard, equipped with Qualcomm Snapdragon 8155 chip, wireless CarPlay, wireless mobile phone charging, etc. In terms of smart driving, the main configuration is equipped with 14 L2-level intelligent driving assistance technologies, and at the same time provides new low-speed 360 ° panoramic images, borderless high-definition streaming rearview mirrors and other practical configurations.

In terms of power, the Buick Envision Plus is equipped with an Ecotec 2.0T variable-cylinder turbocharged gasoline engine and a 48V light mixing system. The gasoline engine can output a maximum power of 174kW and a peak torque of 350N · m. The transmission system is matched with a 9-speed HYDRA-MATIC gearbox. Among them, the gasoline engine can intelligently switch between three modes: "four-cylinder high performance", "four-cylinder economy", and "two-cylinder super economy".

[The picture in this article is from the Internet]

Xinxiang Tiggo 8 hot promotion, discount 59,900! If you miss it, you won’t

In the promotion channel of Xinxiang, car home, preferential activities are being carried out, which has brought more car purchase discounts to consumers in Xinxiang. It is understood that the maximum discount can reach 59,900 yuan, and the minimum starting price is 59,000 yuan. If you want to know the details of the specific discount, it is suggested to click "Check the car price" in the quotation form to strive for a higher discount.

https://car2.autoimg.cn/cardfs/product/g26/M02/E4/66/autohomecar__ChxkjmU3K2yAPIHZAFnII-ThlkE912.jpg

The appearance design of the Tiggo 8 car series is unique, the front face design is sharp, and the air intake grille is decorated with a large area of chrome, showing luxury and domineering. The body lines are smooth, and the overall style is fashionable and dynamic, which shows the sense of modernity and technology. In addition, the Tiggo 8 car series is also equipped with LED headlights, which has excellent lighting effect and improves the safety of driving at night. The chrome-plated decorative strips on the side of the car body and the sporty wheel hub design further highlight the sporty style of the car. In a word, the design of the Tiggo 8 car series is exquisite and impressive.

https://car2.autoimg.cn/cardfs/product/g26/M09/48/32/autohomecar__ChtlxWU3K26AcDLLAFtLR3_AB_I740.jpg

As a medium-sized SUV, the length * width * height of the Tiggo 8 is 4700*1860*1746, the wheelbase is 2710mm, the front tread is 1582mm, the rear tread is 1604mm, and the tyre size is 235/55 R18 and 235/55 R18. Viewed from the side, the body lines of the Tiggo 8 are smooth and simple, showing the luxurious and atmospheric style. The design of the side lines of the Tiggo 8 is simple and smooth, and the overall body presents a stable and atmospheric style. The gap between the front and rear wheel tracks also shows that the suspension system of Tiggo 8 adopts independent suspension, which improves the handling and stability of the vehicle.

https://car2.autoimg.cn/cardfs/product/g25/M02/6E/76/autohomecar__ChxkqWU3K4SAaq_qACBsk6afFQE121.jpg

The interior design style of Tiggo 8 is simple and atmospheric, with black/beige color matching, and the overall feeling is very comfortable. The steering wheel is made of leather material, which feels comfortable and the position can be manually adjusted up and down and back and forth. The size of the central control screen is 10.25 inches, with clear display and convenient operation. There are two USB/Type-C interfaces in the front row and one in the back row, which is convenient for passengers to charge. The seat is made of imitation leather. The main seat can be adjusted back and forth, and the height can be adjusted (2-way). The auxiliary seat can also be adjusted back and forth. In addition, the front seats are equipped with heating function to provide a more comfortable driving experience. The backrest of the second row of seats can be adjusted, and the rear seats can be laid down in proportion, providing more storage space.

https://car2.autoimg.cn/cardfs/product/g24/M00/4E/A5/autohomecar__Chxky2U3K9qAH66UAB2yPnavPkQ232.jpg

The Tiggo 8 is powered by a 1.5T 156 HP L4 engine with a maximum power of 115 kW and a maximum torque of 230n m.. This engine adopts advanced technology and can provide excellent performance and fuel economy. In addition, the Tiggo 8 is also equipped with a 6-speed manual transmission, which allows the driver to control the vehicle more flexibly. Whether driving in the city or cruising at high speed, this engine can provide sufficient power for the Tiggo 8, making your driving experience more comfortable and enjoyable.

The Tiggo 8 is a sleek, round and full-bodied model, which has been highly praised by car home car owners. The owner said that the waistline design of the Tiggo 8 is excellent, there are no redundant lines, and the visibility of the penetrating taillights and high-position brake lights is also high, making it safer to drive at night. In terms of appearance, the design of Tiggo 8 is really beautiful, which conforms to the aesthetics of the owner. At the same time, the Tiggo 8 also has excellent performance and comfortable driving experience, and it is a recommended model.

Novelists and novels in the epidemic: Atwood and other writers create modern "decameron"

Source: new york Times Magazine

During the epidemic, new york Times Magazine invited 29 authors to write short stories inspired by the epidemic and set up THE DECAMERON column, which was inspired by Giovanni Boccaccio’s collection of realistic novels "decameron" and set in Florence, which was ravaged by the plague in the 14th century.

Decameron, painted by sandro botticelli in 1487.

We selected five novels from this column, including aliens who participated in the galactic aid program, lonely souls wandering in isolated cells, a "charitable" robber, mutual watch under a conceptual device and a clinical record full of family love. These novels show people’s desperate desire for hope and love during the epidemic period in a humorous or calm or warm style. As far as the genre of fiction is concerned, since there will be great and important real news all the time, why do we need imaginary stories instead?

"When reality becomes surreal, only novels can make it meaningful." Source: new york Times Magazine

"Art is to make life more interesting than art itself," Robert Filliou, a French surf painter, wrote in one of his works. Life is often very deceptive, and it is easy for us to ignore some established and profound facts, even if they are laid out before our eyes. There is a word in Italian: novelle, which refers not only to simple fictional stories, but also to non-fictional social reality. The fascinating stories in decameron are the real life of Florence. When the reality becomes surreal, reading novels is not only a way to understand and perceive the times, but also a force that supports us in difficulties.

1. You Chaokai: Systems

Charles Yu is a Chinese-American writer. His Guide to the Survival of the Science Fiction Universe was selected as the best book of the year by The New York Times and Time magazine. As a screenwriter, he participated in the compilation of some episodes of HBO series "westworld" and was nominated for two American Writers Association Awards. His novels and nonfiction works have been published in The New Yorker, The New York Times and The Wall Street Journal for many times.

They need each other, like each other and miss each other.

Source: new york Times Magazine

In this story, the author describes a device, or rather, it is the materialization of modern society. Everyone has a different box. The box follows the rotation of the earth and the natural laws of the sun rising and the moon setting. They communicate and collide through the box. Although the world in the box is so similar to the well-known world, one day they will come out of the box and stand in the sun, because the eternal thing is that they need real contact, they need each other, like each other and miss each other.

(The following is a fragment of the novel)

They need each other, like each other and miss each other.

They will ask themselves:

Will cats get depressed?

They search:

Food bank donation. The food bank near me.

What is an epidemic outbreak? What is the rest period? How to ensure the safety of children? How to ensure the safety of the elderly? How old is old? Am I old enough?

Numbers, rising numbers of infections.

How long will the symptoms of coronavirus appear? Do you have a coronavirus vaccine? How to avoid virus infection? How did the coronavirus start? Is the virus getting worse? What is mental health? How to judge whether I am depressed or not? Which is the safest takeaway?

They search:

The telephone number of the unemployment office.

When can we reopen the bowling alley?

……

They search:

The cat is still depressed.

We are in a bear market.

What is a bear market?

What is payroll tax reduction?

What is martial law?

How to take refuge in situ?

Safest city life?

Symptoms of fever, symptoms of dry cough ……

How to make hand sanitizer? How to sew a mask? What is N95? How to lower body temperature? Living alone, what if I am alone?

Some people are radical. Some people are confused. Some people forget. Some people follow the rules They share the device: the air, information and ideas in the device.

Some people enjoy breathing as their right to live. Some people cannot breathe.

……

They will move on, coming out of one box after another and walking into the sun. The circulation and operation of the system are restored. They will still send messages to each other. Some people will be confused. Some people will share food. Some people will die. Some people will starve. And some people will still be alone

The device is still that device. But change is inevitable-rebuilding or looking for a new model. They will fly into the air again and gather in the hub by thousands. They will push each other’s air and make hahaha or other sounds produced by real communication-in order to convey invisible emotional signals. Because there are always things that are eternal-they need each other, like each other and miss each other.

2. david mitchell: If Dreams Are Horses.

David Mitchell, an English novelist and screenwriter, whose work Cloud Map was shortlisted for the Booker Prize. The title of this short story is taken from the Scottish proverb-If wishes are horses, beggars can ride. The moral is that if hope can make things come true, even people who have nothing will have everything they want.

I stood up and found that Zam’s bed was empty, with no sheets and nothing.

Source: new york Times Magazine

Thirty years later, the epidemic is still not over. My former cellmate was infected, so I had to move to a single isolation cell. Although it is a single room, an asymptomatic infected person has checked into this isolation cabin before me. His name is Zam. Dirty windows, breakfast and lunch once a day, the company of mice, and boring cabin life. Fortunately, Zam accompanied me. He cared about me and chatted with me. He said that survival is a superpower when eating less, and left all the food to me. On the third day of my stay, I began to have symptoms of infection. The doctor is from China, surnamed Wang. I noticed that when Zam was chatting with Dr. Wang, Zam’s voice suddenly became very strange, as if it were coming from a distant place. Zam also said that he would supervise me to take medicine until I recovered. After a few days, my condition improved greatly.

(The following is a fragment of the novel)

"It’s thanks to my exclusive nurse, Zam," I said to Dr. Wang.

"Good. Who’s Zam?"

"Zam", I pointed to my upper bunk.

"What are you talking about … the superior? Or the warden? "

We were all puzzled. "No, Zam, my roommate, doctor. You saw him last time."

Dr. Wang looked at a loss. "We won’t allow two prisoners to be held in an isolation cell."

"I’m afraid you people really allow it."

"If there is a third person in such a small place, I won’t miss it."

I shouted to the upper berth, "Zam, answer."

My cellmate didn’t make a sound. Is he asleep?

Dr. Wang looked at my condition and was very worried. He went on to say, "Have you taken any hallucinogenic drugs? I won’t report it to the warden, but as your doctor, I must know."

"It’s not funny, Zam." I stood up and found Zam’s bed was empty, with no sheets and nothing.

3. Mia Cotto: "An Obliging Robber"

Mia Couto, a famous Mozambican writer, is an influential African writer in Portuguese literature. She won the cames Prize in 2013, the most important Portuguese literature prize, and the Neustadt International Literature Prize in 2014.

People wearing masks have friendly expressions and speak softly, but I don’t let myself be fooled.

Source: new york Times Magazine

The robber in front of him shouted "Keep your distance" to me. He barged in like this, holding a pistol, even though he said it was a thermometer and he was from the Ministry of Health. But I won’t be fooled. My wife died of tuberculosis, I was almost killed by smallpox, and malaria took our only son, but no one wants to know. I live far from the hospital, and I am poor. The liar and robber continued to lie. He said I might be asymptomatic. I don’t understand. I hardly go out. He said that he would come again next week after leaving a hygiene brochure, soap and a small bottle of alcohol. I see, the disease he said should be called "indifference".

(The following is a fragment of the novel)

I didn’t listen to his instructions to keep my distance, so I walked up to him and hugged him. The robber resisted vigorously, broke free from my arm and returned to the car. He took off his clothes in a hurry, just like taking off the coat of the plague, and the name of this plague is poverty.

I smiled and waved goodbye to him. After so many years of torture, I have been able to reconcile with human nature. I think this is a clumsy robber, but he is a good man. Next time he comes, I’ll let him steal the old TV in my bedroom.

4. Margaret Atwood: Impatient Griselda.

Margaret Atwood is a Canadian novelist, essayist and poet. She is also a feminist and social activist. She is the winner of Booker Award and Arthur Clark Award. Her works have been shortlisted for the Governor-General Award of Canada for seven times and won two awards. She is one of the most respected novelists in the contemporary era. Her Handmaid’s Tale was adapted into a series of dramas of the same name, which aroused strong social repercussions.

Sir and madam, I also hope that the plague will pass soon, so that I can return to my normal life.

Source: new york Times Magazine

The octopus-like aliens took part in the galactic crisis assistance program to help people on earth survive the plague. In order to appease the earthlings and help them pass the time, the alien told a story to the earthlings: on an ancient planet, there were a pair of twin sisters, who were inferior species with "false feet"-patient Griselda (sister) and impatient Griselda (sister). There was a violent duke who induced his sister to marry him on the grounds of promoting her status through marriage. My sister, worried about her safety, disguised herself as a dishwasher and went to the back kitchen of the Duke’s house. She learned that the duke treated his new wife very badly and was rude to her in public, even punching her. Angry sister asked out her younger sister and exchanged identities with her, intending to kill the duke. In the garden at night, my sister cut the duke’s throat, and then the two sisters ate up the duke’s bones, brocade robes and everything on him.

(The following is a fragment of the novel, and the narrator is an "octopus" alien)

What? What is WTF? Sorry, I don’t understand.

Yes, sir and madam, I admit that this is a cross-cultural moment. I simply said the choice I would make if I were in their situation. But storytelling does help us to understand each other across social, historical and even evolutionary gaps, doesn’t it?

Later, the twin sisters married two other beautiful "false feet" of the same kind and they lived happily in the palace. Several relatives of the duke became suspicious. They came to inquire about the news and were eaten by their sisters.

End of story.

You don’t like this ending? Not a regular ending? So which is your favorite ending? Oh no, the ending you imagine will be completely another story. I’m not interested in that story, and I can’t tell it well. But you have to admit, I did tell this story very well, didn’t I? You see, you even forgot to sniffle. Sniffing is very annoying. On my planet, only people who are treated as snacks will sniffle.

I have to go now. There are several other quarantine groups on my appeasement list, and my job is to help them pass the time, just like I did for you. Yes, madam, sir, the difficulties will pass anyway, but not so soon.

Now I’m going to slide out from the bottom of the door. No skeleton helped me a lot. Yes, sir and madam. I also hope that the plague will pass soon. So I can get back to my normal life.

5. Liz Moore: Clinical Notes

Liz Moore, an American writer, won the Rome Prize for Literature in 2014, and her works include The Invisible World.

Clinical record of a high fever in infants.

Source: new york Times Magazine

In this story, Liz recorded the psychological changes from the symptoms of the baby to the parents in the form of a clinical report, and the author described a warm little family story with the calm brushwork of a bystander. At the end, the baby who succeeded in getting out of danger went to sleep quietly. Under the dim light, the mother looked at the shadow of the baby’s face and the undulating breathing. She thought of her grandmother who always had candy in her pocket, her mother who accompanied her to watch The Sound of Music when she was sick, and many grandparents who held their children with the same tenderness. She repeatedly touched the baby’s skin, "warm but not hot, warm but not hot", she repeated, was it a chant or a prayer …

We regard this article as the final one of this selection, because it is a novel that can bring love and hope to readers, just like bathing in the long-lost sun after a plum rain. Just as at the end of decameron, the young people didn’t leave their Florence forever. Two weeks later, they decided to return-not because the plague was over, but because after laughing, crying and imagining the new rules of living together, they could finally see the present again and think about the future. The stories told in those days when they left their homes made their world, at least temporarily, lively again. It is very important and meaningful to remember that we will eventually die, because we often forget it in our lives. At the same time, we must live in the present and try our best to remember what life is like now-this is the message conveyed by decameron.

Attachment: the complete catalogue of THE DECAMERON PROJECT

1. Title of the article: Systems (Device)

Author: Charles Yu

2. article title: "if wishes are horses" (if dreams are horses)

Author: David Mitchell

3. Title of the article: "An Obliging Robber" (kind robber)

Author: Mia Couto

4. Title of the article: Impassional Griselda (Impatient Griselda)

Author: Margaret Atwood

5. Title: Clinical Notes (Clinical Report)

Author: Liz Moore

6. One Thing (a little thing)

Author: Edwidge Danticat

7. The Team

Author: Tommy Orange

8. Line 19 Woodstock/Glisan (Bus No.19)

Author: Karen Russell

9. Tales from the L.A. River (a legend from the Los Angeles River)

Author: Colm Toibin

10. "recognition" (recognition)

Author: Victor Lavalle

11.《Sleep (falling asleep)

Author: Uzodinma Iweala

12.《Outside (outdoor)

Author: Etgar Keret

13.《The Perfect Travel Buddy (Best Travel Companion)

By Paolo Giordano

14. "a blue sky like this" (the sky is so blue)

Author: Mona Awad

15.《The Rock (Rock)

Author: Leila Slimani

16.《Keepsakes (souvenir)

By Andrew O’Hagan

17. The Girl with the Big Red Suitcase (a girl with a big red suitcase)

By Rachel Kushner

18.《The Walk (Walking)

Author: Kamila Shamsie

19.《The Morningside (Morning Life)

Author: Téa Obreht

20.《Screen Time (screen time)

Author: Alejandro Zambra

21.《How We Used to Play (how we used to play)

Author: Dinaw Mengestu

22.《Prudent Girls (cautious girl)

Author: Rivers Solomon

23. "Under the Magnolia" (under the magnolia tree)

Author: Yiyun Li

24.《The Cellar (cellar)

Author: Dina Nayeri

25. "To the Wall" (desperate)

Author: Esi Edugyan

26. that time at my brother’s wedding (at that time, at my brother’s wedding)

Author: Laila Lalami

27. "A time of death, the death of time" (the time of death and the death of time)

Author: Julián Fuks

28 28.《Barcelona:Open City (Barcelona: Open City)

Author: John Wray

29.《Origin Story (Origin Story)

Author: Matthew Baker

This article is compiled and arranged exclusively for Phoenix Net Culture, and may not be reproduced without permission.

Editor | Dabao

Editor | Wei Bingxin

Photo | new york Times Magazine

Original title: Novelists and Novels under Epidemic Situation: Modern decameron Created by Atwood and Other Writers.

Read the original text

General Administration of Financial Supervision: The financial industry is duty-bound to strongly support real estate.

  General Administration of Financial Supervision: The financial industry is duty-bound to strongly support real estate.

  "The General Administration of Financial Supervision will comprehensively strengthen financial supervision, prevent and resolve financial risks, fully hold the bottom line of no systemic risks, and do a good job in the’ five big articles’ on technology and finance, green finance, inclusive finance, pension finance and digital finance, so as to provide strong financial support for high-quality economic and social development and the realization of Chinese modernization and the great rejuvenation of the Chinese nation." On January 25, Xiao Yuanqi, deputy director of the General Administration of Financial Supervision, said at the press conference on the theme of "High-quality economic and social development of financial services" of the State Council Office.

  Also present at the above conference were Li Mingxiao, spokesperson of the General Administration of Financial Supervision and Director of Policy Research Department; Liu Zhiqing, spokesperson of the General Administration of Financial Supervision and Director of Statistics and Risk Monitoring Department; Guo Wuping, Director of inclusive finance Department of the General Administration of Financial Supervision and Yin Jiangao, Director of Property Insurance Supervision Department of the General Administration of Financial Supervision.

  Liu Zhiqing said that in recent years, the credit structure of the banking industry in China has been continuously optimized, and financial support for the real economy has become more precise and powerful. Financial resources have been more used in key areas and weak links of the national economy such as scientific and technological innovation, advanced manufacturing, green development, universal benefits, infrastructure, etc. We will continue to guide and support banking institutions to increase credit supply, optimize credit structure, focus on "five major articles", focus on unblocking the channels for funds to enter the real economy, and improve the efficiency of capital use, so as to "live water" with finance.

  Last year, the net profit of commercial banks increased by 3.24%.

  Regarding the operation of the banking and insurance industry in 2023, Liu Zhiqing said that the total assets and major businesses of the banking and insurance industry grew steadily. By the end of 2023, the total assets of banking financial institutions were 417.3 trillion yuan, a year-on-year increase of 9.9%, and RMB loans increased by 22.75 trillion yuan, an increase of 1.31 trillion yuan. Total liabilities amounted to 383.1 trillion yuan, up 10.1% year-on-year, and RMB deposits increased by 25.74 trillion yuan, down 510.1 billion yuan year-on-year.

  According to preliminary statistics, the net profit of commercial banks in 2023 was 2.38 trillion yuan, a year-on-year increase of 3.24%. In contrast, in the first three quarters of 2023, commercial banks achieved a net profit of 1.9 trillion yuan, a year-on-year increase of 1.6%.

  The quality of banking assets remained stable. According to preliminary statistics, by the end of 2023, the balance of non-performing loans of banking financial institutions was 3.95 trillion yuan, an increase of 149.5 billion yuan from the beginning of the year. The NPL ratio was 1.62% (1.65% at the end of the third quarter of 2023). The ratio of loans overdue for more than 90 days to non-performing loans in commercial banks is 84.2%, which remains at a low level. 3 trillion yuan of non-performing assets were disposed of in the whole year (since 2017, the cumulative disposal of non-performing assets of banks reached 18 trillion yuan), and the disposal efforts were maintained.

  The banking industry has sufficient risk compensation capacity. By the end of 2023, the balance of loan loss reserves of commercial banks had increased by 476.8 billion yuan, and the provision coverage ratio was 205.1%, which remained at a high level. The capital adequacy ratio is 15.1%, and the core tier 1 capital adequacy ratio is 10.5%. Among them, the capital adequacy ratio of large banks is 17.6%, and the core tier 1 capital adequacy ratio is 11.7%.

  "In 2024, the banking industry is expected to maintain a steady development momentum, with more reasonable institutional and functional layout and further optimization of financial resource allocation. In the past three years, the average growth rate of total assets of the insurance industry reached 8.7%, maintaining a good development trend. The insurance industry has great potential for future development, and its ability to serve the overall social and economic situation will continue to increase, and the functions of economic shock absorbers and social stabilizers will be more effectively exerted. " Liu Zhiqing said.

  A series of real estate policies have shown results.

  At the press conference, the General Administration of Financial Supervision also introduced the real estate market and small and medium-sized financial institutions that are highly concerned by the market.

  Xiao Yuanqi said that the real estate industry has a long chain and a wide range, which has an important impact on the national economy and is closely related to the lives of the broad masses of the people. The financial industry is duty-bound and must be strongly supported. It is also disclosed that in 2023, banking institutions issued 3 trillion yuan of development loans and 6.4 trillion yuan of housing mortgage loans respectively, which add up to nearly 10 trillion yuan. Up to now, the balances of development loans and personal housing loans are 12.3 trillion yuan and 38.3 trillion yuan respectively; By the end of 2023, the balance of bonds purchased by banks from real estate enterprises was 427.5 billion yuan; Providing M&A loans and stock extension loans to real estate enterprises add up to more than 1 trillion yuan.

  Xiao Yuanqi said that recently, the General Administration of Financial Supervision, together with relevant departments, has issued a series of measures to support the real estate market. "These policies and measures have played and are playing an active role in doing a good job in real estate financial services, stabilizing the reasonable financing demand of the real estate market and promoting the stable and healthy development of real estate."

  "In the near future, we will also focus on the following major tasks: First, we will accelerate the implementation of the coordination mechanism for urban real estate financing, and will hold relevant work deployment meetings, requiring banks to act as soon as possible and make good use of the policy toolbox because of the city’s policy; The second is to guide financial institutions to implement the management requirements of operating property loans; Third, continue to do a good job in personal housing loan financial services, support local city governments and housing construction departments, and further optimize personal housing loan policies such as down payment ratio and loan interest rate due to city policies; The fourth is to guide and require banks and other financial institutions to vigorously support the construction of’ three major projects’ such as the transformation of urban villages, and to form physical workload as soon as possible. " Xiao Yuanqi said.

  Regarding the risk situation of small and medium-sized financial institutions, Xiao Yuanqi said that from a nationwide perspective, the current small and medium-sized banks are operating steadily, their asset quality is stable, and their capital strength is significantly enhanced. The capital adequacy ratio, provision coverage ratio and asset quality of small and medium-sized banks are generally at a relatively good level, and these operating and regulatory indicators are at a reasonable and healthy level.

  Xiao Yuanqi said that the General Administration of Financial Supervision will work closely with local party committees, governments and relevant departments to do a good job in the reform and risk prevention and control of small and medium-sized banks, and constantly improve their management level: first, strengthen corporate governance; second, select top executives and key personnel; third, deepen reform through classified policies; fourth, urge small and medium-sized banks to focus on their main business; fifth, adhere to goal-oriented and problem-oriented, strive for progress while addressing both the symptoms and root causes, and comprehensively strengthen supervision and prevention.

  Do a good job of "five big articles"

  The Central Financial Work Conference pointed out that high-quality development is the primary task of building a socialist modern country in an all-round way, and finance should provide high-quality services for economic and social development, and it is required to do "five major articles" well. At the press conference, the General Administration of Financial Supervision made a detailed introduction on the "five big articles" and the next step plan.

  In technology and finance, Li Mingxiao disclosed that by the end of 2023, the loan balance of high-tech enterprises nationwide had increased by 20.2% year-on-year, of which medium and long-term loans and credit loans accounted for more than 40%. By the end of 2023, the loan balance of manufacturing industry increased by 17.1% year-on-year, of which the medium and long-term loan balance of manufacturing industry increased by 29.1% year-on-year.

  "Promote the improvement of the multi-level service system in technology and finance. Under the premise of risk control, we will steadily promote the construction of the pilot zone for science and technology innovation and financial reform with relevant departments, deepen the financial support measures for manufacturing, guide financial institutions to implement various policy requirements, and continuously enrich financial products and services. Continue to increase support for scientific and technological innovation and advanced manufacturing, help the development of new quality productive forces, and strive to provide strong financial support for accelerating the construction of a modern industrial system." For the next work plan, Li Mingxiao said.

  In terms of green finance, Li Mingxiao disclosed that by the end of 2023, the green credit balance of 21 major banks had reached 27.2 trillion yuan, a year-on-year increase of 31.7%. In inclusive finance, Guo Wuping said that by the end of 2023, the balance of inclusive finance loans in the banking industry was 29.06 trillion yuan, a year-on-year increase of 23.27%, which was 13.13 percentage points higher than the average growth rate of various loans; The average interest rate of new loans for inclusive small and micro enterprises was 4.78%, down 0.47 percentage points year-on-year. "This year, we will implement the requirements of inclusive finance’s big article, integrate loans from small and micro enterprises, agriculture-related entities and private enterprises, form a unified regulatory caliber for inclusive credit, and carry out assessment and data disclosure." Guo Wuping said.

  In terms of pension finance, Yin Jiangyao said that the General Administration of Financial Supervision will promote insurance institutions to give full play to the advantages of insurance protection and vigorously develop commercial insurance annuities. In terms of digital finance, Liu Zhiqing said that the General Administration of Financial Supervision will continue to promote the digital transformation of the banking and insurance industry, enhance the effectiveness of digital empowerment, enhance the industry’s risk prevention and control capabilities, strengthen network security and data security risk supervision, and standardize digital innovation.

  (Author: Li Yuan)